How Legal Rules Apply to Payments
Our Legal terms explain when an account may be opened, what details are needed, and how transactions are recorded. Access depends on local law, so your location and eligibility are assessed under the rules that apply to you; where local law permits, you can continue through
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the account path and complete phone verification before access. DANA, OVO, GoPay and QRIS appear as separate payment references, while bank transfer and virtual account instructions identify the route used for a transaction. For BCA, BRI, Mandiri and BNI transfers, keep the payment receipt connected to
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your account so a status question can be checked against the transaction record. Before a withdrawal is processed, we check account identity and the related payment history. If a rule changes, we update this Legal page and identify the relevant account or data effect in clear
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language.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.